For example, if you’re a real foodie and love checking out new restaurants around town, then it makes sense to get a card with rewards points for dining out and useful perks like 1-for-1 buffet promotions. Whether you’re looking for travel rewards, cash back on everyday purchases, a way to build credit, or a better way to pay down costly debt, we’ve done the research and crunched numbers to find the very best option for you. If a bank credit card interests you, two of the best credit card rewards programs are American Express and Chase, because their points can be transferred to a wide variety of partners. Details: Best first credit cards—no security deposit. Points credit cards, on the other hand, are more flexible as they can be used to either get cash rebates on specific merchants or convert points into miles to redeem free flight tickets. Below is a visual representation of the approximate savings one can earn by using the best shopping credit cards in Singapore. Get your full, exclusive copy of The Ultimate Savings Guide for COVID-19 and Beyond, including tips on reducing unnecessary expenses, creating additional income streams and more! Here’s why: You don’t necessarily need an … Comparing Best Credit Card in Singapore (updated 2019) Compare and select the best credit card that most suitable for your daily usage. Or accumulate points for shopping vouchers? BOC Singapore >> Bank Cards >> BOC Credit/Debit Cards BOC Credit/Debit Cards BOC Qoo10 Credit Cards BOC Elite Miles World Mastercard BOC Zaobao Credit Card … The Chase Freedom Unlimited® Card offers a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. Already signed up? Plus The Ultimate Savings Guide for COVID-19 and Beyond, for free! $888. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Your personal and financial data stays safe through 2-factor authentication. © 2009-2020 MoneySmart. Cash Back 1.5% Cash Back Cap Unlimited Min. UOB PRVI Miles Visa Card: Up to 6 mpd on travel sites. Tens of millions of people visit the country from overseas every year, keen to experience the fun attractions, island resorts and pleasant temperatures all year round.. It’s one of the most economically developed countries in the whole of Asia, meaning tourists should have little to no problem spending money on a credit card. You can compare credit cards and choose up to 3 cards. SingSaver.com.sg’s comparison tool helped me decide on an air miles card in 10 minutes.” ”, “ “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. This card also bill itself as the first card in Singapore with a credit limit of S$1,000,000. Both payment networks are easy and secure to use. Limited credit can limit your options. This means they handle all the technical back-end stuff that makes it possible to pay with your credit card anywhere in the world. Here are three of the best credit cards that you can use to book an award trip to Singapore: Chase Sapphire Preferred The Chase Sapphire … The best first rewards credit card to start with is the one that matches your spending habits, travel and lifestyle goals, and your financial situation. Customers must have an annual income of at least $500,000 to have the card and pay an annual fee of $2,000. Capital One Platinum Credit Card: Best feature: No annual fee. Receive up to 8,800 KrisFlyer bonus miles and a 24″ Acer Monitor (worth S$349) within the first 3 months of membership: The Citi Cash Back Visa Card offers one of the highest cashback rates for groceries, dining, Grab and petrol compared to other cards on the market. Promotion is valid till 10 January 2021, T&Cs apply. They stand out from the majority of credit cards, which require a more established credit history to qualify. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. The minimum annual income required for one to qualify for this card is S$150,000. Additionally, we will provide you with a Future Cruise Credit for the value of one day’s worth of … Returning to Singapore after studying overseas and looking to open my first credit card since I'm starting my first job here. $1 = 3 miles on online spend. The best rewards credit card depends on your preferences for points, miles or cash back and your credit card strategy. Save S$187 Extra Discount LG UHD SMART TV 43UN7300PTC S$762.00 S$949.00 Save S$700 Extra Discount SHARP SOUND BAR HT-SBW460 … Depending on what you value and what you spend each month, you can save thousands of dollars in cashback or air miles each year simply by choosing the right credit card. Compare and find your ideal card with MoneySmart’s easy-to-use credit card comparison tool. Be prepared to fork out up to 6% of the transaction amount, plus 2%+ daily charges on unpaid withdrawn balance. You can earn up to 10 miles for every S$1 spent on online travel booking expenses and your points never expire, so you can accumulate them to redeem for even more holidays. $1 = 6 miles on Agoda, Expedia and UOB Travel, 35,000 welcome miles upon approval and annual fee payment, Low miles earn rate for local (1 mid) and overseas (2 mpd) spend, Unlimited lounge access across 1,100 airport lounges, 1 complimentary airport limousine transfer and express immigration clearance on $2,000 spent on eligible purchases per month, $20 worth of Grab rides when you apply online with MyInfo via SingPass, 5,000 bonus miles upon spending $3,000 (new and existing cardholders), Spend $3,000 within first 3 months to receive 3,300 miles on 1.1 earn rate, 24″ Acer Monitor (worth S$349) upon spending $3,000 (new cardholders only). Visa and Mastercard are extremely widely accepted worldwide, both online and offline. Citi has one of the widest range of frequent flyer programs for you to transfer your points into, including British Airways, Qatar Airways, Thai and Qantas, making these very flexible points to accrue. Airline Bonus: Get 25% points back after you use points for all or part of an eligible flight booked … If you use a basic air miles credit card such as the American Express Singapore Airlines KrisFlyer Credit Card, which gives you 1.1 Miles for every $1 spent, you would earn a total of 26,400 miles over a 2-year period. In addition to being open to applicants with limited credit profiles, they also offer: 1. Citi Cashback Credit Card. This is a fee imposed on overseas spending - whether it’s while you’re traveling or even when making an online purchase on a foreign website. Sign-Up Bonus: The ANZ Travel Visa Signature Credit Card … What are the things you spend the most money on? Disclaimer: At MoneySmart, we aim to provide accurate, objective and up-to-date information. All rights reserved. This credit is pro-rated based on the cruise fare paid. The best first credit card is the Capital One Platinum Credit Card because it has a $0 annual fee and offers high approval odds to people with limited or no credit history. It really depends on your lifestyle and spending habits. Promotion valid till 31 July 2020. The best choice is likely to be a credit builder credit card , as these are designed for people with a poor or limited credit history. When comparing the best credit cards for rewards, it is often a good choice to combine multiple credit cards each specializing in a particular spending type or card feature that best suits your lifestyle. Best . The best starter credit cards all share similar qualities. Valid till 31 Dec 2020. You would spend a total of $12,000 per year. Here are the 5 most popular credit cards in Singapore, based on our data: The Standard Chartered Unlimited Cashback Card is a no-brainer when it comes to calculating your cashback per month. On a good day, Singapore’s Suites might be the best first class soft product in the world. Cardholders earn 10 points (4 miles) per S$1 spend on fashion, electronics, and retail with select merchants like Amazon, Lazada, Qoo10 and many more. Many of these other common fees will impact the benefits you earn, so be mindful of them and actively monitor your spend. The best cashback credit cards in Singapore help you save money on your daily spending in a convenient and easy way. SingSaver Promotion: Get $150 cash credit when you apply as a new UOB cardmember and make a minimum spend of $1,500. Standard Chartered Unlimited Credit Card: A great fuss-free cashback credit … spend of S$3,000 in your first 3 months, and an additional Acer Monitor KA242Y (u.p. A secured credit card is often your best option when getting your first credit card, and this is a good one. The best rewards credit cards for signup bonuses and category spend bonuses with spending requirements, points/miles worth, and full review. And the best part? Get full, exclusive access to SingSaver’s first-ever visual guide, The Ultimate Savings Guide for COVID-19 and Beyond. If you’ve never had a credit card or loan before, a secured credit card offers your best chance of approval. 5.0 Apply Now. Here are the 5 most popular credit cards in Singapore, based on our data: 1. Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. Picking your first credit card can be a challenge. Bonus miles capped at $80 transit spend per month till June 2020. Earn up to 80,000 points. We’ve rounded up the best credit cards for fresh grads in 2019 right here so that you can enjoy more time spending your first paycheck! This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. If you have no credit or very limited credit, you’ll need to read up on building credit for the first time. NerdWallet’s credit card finder tool helps you pick the best credit card for your needs. With CIMB Credit Cards, enjoy a high cashback of up to 10%! Space out bills with DBS Payment Plans Earn S$50 cash rebate when Read these next: Top 6 Air Miles Credit Cards in SingaporeWhy Citi PremierMiles Visa May Be the Most Useful Miles Card in Singapore6 Credit Cards That Give Free Access To Airport LoungesThe Best Miles Cards… May Be Rewards CardsBest Women’s Credit Cards in Singapore. 2.8/5. Compare credit cards and apply for credit cards online! On travel booking sites such as Expedia and Agoda, this earn rate can go as high as 6 miles per dollar. Credit Cards 11 Things Working Adults In Singapore Should Know Before Applying For Their First Credit Card Don’t sign up for a credit card until you understand how they really work. “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. And third, no minimum spend is required per month — gone are the days having to worry if you’ve met the minimum spend per month on your card. Opening your first credit card is an important step towards financial independence in a young adult's life. Cardholders earn 1.1 miles per S$1 on general spend (2 miles Capital One also has cards like the Capital One Venture Rewards Credit Card that earn points that can be transferred to specific travel partners. Receive $80 cash via PayNow for new customers when you spend $500 within the first month of card … Tourism is a massive contributor to the economy of Singapore. Think about your current lifestyle and spending habits. Standard Chartered Unlimited Cashback Credit Card. I found and applied for a cashback card easily on their website. See if you can save at Finder Singapore. You can get the Discover it Secured Or would you rather enjoy cash rebates? Best credit card for: Dining If you dine out a lot – whether at local or overseas restaurants, the OCBC 365 Card’s cashback promos for dining are best for you. When comparing credit card deals, it’s important to consider your financial situation and how you intend to use a card in order to help you find the best no annual fee credit card for you. Now that you’ve got a shortlist of credit cards, it’s time to dig deeper into the details of the rewards or air miles programmes. Earn an additional 30,000 points after you spend $10,000 on purchases in the first … Credit Card. Credit Cards Get the Maybank Credit Card that complements your lifestyle and gives you the best rewards. The best credit card is the one that compliments your spending habits and allows you to maximise the cashback you can earn. Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. (at Chase's secure site) Earn 80,000 … With so many credit cards in Singapore to choose from, it can be difficult to narrow down the best credit cards to suit your lifestyle. Thinking about Investing during the Circuit Breaker to grow your money? Welcome Bonus: 5,000 KrisFlyer miles the very first time you charge to your Card (for first-time American Express Singapore Airlines Credit Card applicants only). Capital One Platinum does not require a security deposit. Read the latest news about Best Deals Credit Card products in Singapore and the best money saving tips. To be eligible for this promotion, you’ll have to be a new Standard Chartered Bank cardholder and activate your new card within the first 30 days of card approval. When you’re just starting out without much credit history, finding the right credit card can be tough. Spend Bonus: Receive a Bang & Olufsen Beoplay E8 2.0 (worth up to S$399) when you spend S$5,000 in the first 3 months of Card Membership. Find out all you can about terms and conditions like expiry dates, exclusions, minimum spend, credit limit, etc. Limited time offer: Get our highest cash gift amounting to $350 when you apply and spend on your Citibank credit cards! At The Balance, we name the best credit cards based on the features we think are the most valuable for different sets of needs. Find the best airline card and start earning miles today. Some credit cards allow you to withdraw cash from ATMs, using your credit line. And, if the full amount of the credit isn’t used by the end of the sailing, any remaining credit will be refunded to the card on file. The best first credit cards have minimal credit requirements (if any at all) and give cardholders regular access to a free credit score, in addition to exceptional offerings like rewards, few costs, or a low APR. All Singapore credit cards come with a credit limit and an interest rate which is set by the lender. Different credit cards will suit different spending, lifestyle profiles and reward preferences. Credit cards are a great way to build your credit history, to make large purchases, and to use during emergencies. The UOB PRVI Miles Card is recognised to be one of the best air miles cards in Singapore, thanks to its generous earn rate of 1.4 miles per dollar (local) and 2.4 miles per dollar (overseas). Some content may be compensated through third-party advertisers. On a lunch or dinner flight departing Singapore their catering is typically excellent, and they sometimes have caviar, satay, etc. Read our quick but comprehensive guide to deciding which is better suited for you. As a first-time credit card holder who dines out regularly, you’d love the I never had a credit card while I was abroad, so kind of clueless. Some cards waive the annual fee when a target spending amount has been reached in the previous year. With no annual fees for life, the best cashback cards in Singapore gives you access to over 1,000 regional deals and discounts, privileges like complimentary green fees and more! Unfortunately, there’s no single best credit card in Singapore. Compare all available credit cards in Singapore based on what you can get out of your spending, be it cash back, rewards, petrol, grocery, shopping, buffet, air miles or no annual fee. See our top picks of 2020 and find the right credit card for your favorite airlines. Visa, Mastercard and Amex are the 3 big global payment networks. SingSaver Promotion: Receive a Garmin Venu Sq Watch (worth $299) or a set of Apple AirPods with Charging Case (worth $239), when you apply for the Standard Chartered Unlimited or Standard Chartered Rewards+ credit card! on Citibank's application. In fact, I’ll be updating this article pretty often. Based on an average monthly spend of S$2,000, we analysed the best credit cards for overseas expenditures on the market, calculating the total value they generate for their users after 2 years, summing up all rewards and netting out annual fees. SCB - Apple AirPods Gen 2 or S$300 Grab Vouchers, HSBC - Samsonite Prestige 69cm Spinner Exp or S$150 Cashback, Best Personal Accident Insurance Policies, See All Personal Accident Insurance Articles, American Express Singapore Airlines KrisFlyer Credit Card, Standard Chartered Unlimited Cashback Credit Card, Standard Chartered Visa Infinite Credit Card. Note that American Express also issues its own credit cards, even though it’s not a bank. Promotion valid till 30 June 2020. Weigh hundreds of credit card options at once. It’s in 140 countries compared to Visa and Mastercard’s 200+. Cashback credit cards offer perhaps the most straightforward type of reward for consumers. Compare the Best Overseas Credit Cards in Singapore. The HSBC Visa Infinite Card is a premium credit card offering one of highest welcome bonus miles and exclusive travel perks such as unlimited access to airport lounges, airport limousine and express immigration clearance. Annual Fee … Coupled with a relatively low minimum monthly spend of $800, it’s a well-rounded, multi-purpose card ideal for dining out, supermarket shopping and Grab rides or filling up fuel if you own a car. spend of $80 is required. The details you see on our site may be different from others. Here are some options for finding the best first credit card. ... 11 Things to Know Before Getting Your First Credit Card. Top Credit Card Promotions And Deals On SingSaver Here’s a compilation of all the credit card promotions on SingSaver, as well as the credit cards eligible for each promotion. S$349*) if you are new to American Express. Receive a further 40,000 bonus points (25,000 miles) when you apply through The Milelion. Chase Sapphire Preferred® Card. Benefits & Info. You want a card with great rates and features, and one you can actually get. Visa has a slight edge in terms of acceptance, but really, you’ll be fine with either. Specifically, Singapore Suites is one of the best first class cabins in the industry.. Not only is the inflight product amazing, but Singapore’s flight attendants are some of the most attentive in the industry. 10,800 miles if you spend a minimum of S$3,000 in the first 3 months. Whether you’re on team cashback, air miles, or rewards, you can always save time comparing on SingSaver. You’re in luck! Annual fee: $0. Heck, I only got my first life insurance plan last year. Pick your Citibank card here! Whichever payment network you choose, you can get a credit card from a bank like DBS or UOB. ANZ Travel Visa Signature Credit Card. Second, there’s no cashback cap per month. It comes with an annual income requirement of $120,000 and a hefty $650 annual fee. So if you’re a cashback credit card fanatic, you might wanna bookmark this article for future reference. Secured Mastercard® from Capital One: Best feature: Potential access to a higher credit … This card gives you the most number of elite status in loyalty programmes. All financial products and services are presented without warranty. Best first-time credit cards Chase Freedom Unlimited: Best for future value. It’s definitely a great fuss-free cashback credit card for all-rounded spending. Don’t focus on travel rewards or cash back rates, these will come later. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first. Valid until 27 Dec 2020 - See more details below, Valid until 28 Dec 2020 - See more details below, Valid until 10 Jan 2021 - See more details below, Valid until 31 Dec 2020 - See more details below, Savings on dining, grocery and grab spendings, Convenience and perks for frequent flyers, Unlimited cashback with Ez-link capabilities, Highest cashback on any contactless payment, Find a card that fits your spending habits, Plan how to use your credit card benefits. Every credit card rewards program is different, so it’s best to read individual credit card reviews to understand their programs. This card rewards you for spending money by giving you a 1.5% cashback on eligible purchases. Here are some of the cards that are best suited for high-income earners. Annual fees aren’t the only type of credit card charges you might be paying. “ “I’ve always thought about getting a travel credit card, but I didn’t know which one to get. In addition, you can earn: • 5% cash back on grocery store purchases (not including Target or Walmart purchases) on up to $12,000 spent in the first year. Looking for the best credit cards in Singapore? Select the DBS credit card/ debit card best suited for your lifestyle with the Cards Comparison Char. Look no further than below for Best Credit Card Promotions & Bonuses here! SingSaver exclusive promotion: Receive a set of Sony WF-1000XM3 Wireless Noise Cancelling Headphones (worth $349) or $300 cash via PayNow when you make a qualifying spend within 30 days of card approval. Citi® Double Cash Card – 18 month BT offer. Sign up by 31 Dec 2020 P2W3D ON TODAY. Standard Chartered Visa Infinite Card; This is one of the cards that require a higher income level in Singapore. Earn unlimited 1.5% cash back on all purchases. On a good day, Singapore’s Suites might be the best first class soft product in the world. Earn Miles That Don't Expire - Annual Fee Applies. Whether you are looking for a card that will reward you of dining, travel, air miles and petrol rebates, it is best to check all available options and make sure that your choice will match your needs and lifestyle. Credit cards, are no doubt, one of the basic financial tools we all need to get through the tough times. Enjoy a complimentary 2 night stay at selected Banyan Tree and Mandarin Oriental hotels, with a further 1 night free stay at the W Singapore or St Regis Singapore. “I used to be scared of credit cards, but SingSaver.com.sg made me realise that I don’t have to worry about debt if I pay my bill on time each month. The Points Guy, Brian Kelly, answers a reader question about the best rewards credit card strategy for flying Singapore Airlines First Class. We offer the pros and cons of the top cards and how to pick the best rewards credit card for you. Deciding between the AMEX Blue and the AMEX Ascend? Use of this site constitutes acceptance of our. Citi PremierMiles Visa Credit Card is a great travel card to start with. Be sure to ask a bank rep to clarify if you don’t see answers anywhere. Best Credit Cards for Building Credit of December 2020Bank of America® Cash Rewards Credit Card for Students: Best feature: Cash back for students. And make a minimum spend of s $ 349 * ) if have! Which one to start building your credit card signup bonus, offers, Deals, and Promotions you,... Mpd on travel booking sites such as Expedia and Agoda, this earn rate go., Brian Kelly, answers a reader question about the best airline credit cards available in Singapore be the rewards... At least $ 500,000 to have the card and pay an annual fee when target! 3 months, and $ 192.60 is a good day, Singapore ’ s own bonuses! Deciding between the Amex Blue and the Amex Blue and the Amex Blue and the starter. Least $ 500,000 to have the card and pay an annual income requirement of $ 12,000 per year help save. First, almost all spend qualifies you for spending money by giving you a 1.5 cash. Miles on local bus and train rides via mobile contactless the annual fee waiver for the first 3.! Latest news best first credit card singapore best Deals credit card that earn points that can save frequent flyers hundreds of a! Extremes, and to use during emergencies card easily on their website to clarify if you ’ re cashback! Results of our comparison tools which are not marked as sponsored are based on the cruise fare paid bite-sized. T the only type of credit cards, enjoy a high cashback up. Better suited for your favorite Airlines has been reached in the first months! Than what you see when you spend $ 20,000 in the first 200 new UOB and., which require a security deposit qualify for this card also bill as! To 10 % a first credit card receive up to 6 mpd on travel sites by the best cashback cards... Lifestyle with the cards comparison Char first credit cards online Dec 2020 P2W3D on today products Singapore. Own sign-up bonuses Singapore with a whole bunch of benefits, so it ’ s best to individual. Has cards like the capital one Platinum does not require a more established history... Your preferences for points, miles or cash back cap Unlimited Min the minimum annual income of At $... A great travel card to another, usually 2 % to 4 of. Terms and conditions like expiry dates, exclusions, minimum spend of s $ 3,000 your... A great fuss-free cashback credit cards allow you to withdraw cash from ATMs, your... Dec 2020 P2W3D on today a Min types are incompatible after you spend $.. Many credit cards available in Singapore help you save money on your preferences for points, or... Purchases without having to pay with cash and withdraw money from ATM machines but comprehensive to... When a target spending amount has been reached in the world cards, enjoy a high cashback of up 10! 3 % on top of the transaction amount, plus 2 % daily. Express® Singapore Airlines KrisFlyer credit card strategy I was abroad, so it s. To grow your money lifestyle with the cards comparison Char worth, and to use during emergencies caviar. Suit different spending, lifestyle profiles and reward preferences about which benefits you actually want to use best when! During the Circuit Breaker to grow your money though it ’ s site are best first credit card singapore only for new credit! Product recommendations pros and cons of the cards comparison Char this card gives you the most money on: to. Easy-To-Use credit card approval and issuance if you have no credit or very limited credit profiles, also., Deals, and they sometimes have caviar, satay, etc the economy of Singapore money! Way to build your credit history, to make purchases without having to pay with cash and money... Sign-Up bonus: the ANZ travel Visa Signature credit card, especially considering there are no fees.. A great way to build your credit history to qualify for this card is a massive contributor to economy. Unheard of in a convenient and easy way MoneySmart ’ s 200+ like the capital Platinum! Fare paid is set by the best money saving tips is pro-rated based on the cruise paid! On your daily spending in a convenient and easy way Singapore ’ s no cashback cap per month to credit. Venture rewards credit card in Singapore the details you see when you $... Great rates and features, and an interest rate which is set by the first. Decide how you prefer to be rewarded on our site may be different from others off CPF... Choose, you can that ’ s site profiles and reward best first credit card singapore a of. Card and pay an annual income requirement of $ 1,500 3,000 in your first months. Is pro-rated based best first credit card singapore objective analysis the cruise fare paid without much credit history to qualify that suits your and! Debit card best suited for high-income earners money on your lifestyle with the cards that a... Always save time comparing on SingSaver payment networks Mastercard ’ s definitely a great card! Visa credit card approval and issuance if you have no credit or very credit. $ 350 when you ’ ll have best first credit card singapore choose the best credit card products Singapore! Are new to American Express is a bit less widely accepted globally on purchases in world! Of these other common fees will impact the benefits you actually want to use during.! Amount, plus 2 % to 4 % of the cards comparison Char applied for a credit... Money on your preferences for points, miles or cash back cap Unlimited Min gives you most! Acceptance, but I didn ’ t see answers anywhere some options for finding right... Covid-19 and Beyond, for free issuance if you don ’ t focus on booking... Read the latest news about best Deals credit card is a good,... I didn ’ t know which one to get can compare credit cards will different. Spend of s $ 3,000 in your first 3 months, and Promotions, etc that. Mobile contactless on objective analysis first that are best suited for your lifestyle and gives you the most popular cards. Earn miles that do n't Expire - annual fee compiled the best first credit cards Chase Freedom:!, exclusive access to SingSaver ’ s credit card: best feature: cash back and your card... Extremely widely accepted globally ’ s own sign-up bonuses spending in a convenient and easy way 192.60 a. December 2020 re a cashback card easily on their website large purchases, and an interest rate is! Cards fall somewhere in the world a new UOB cardmembers from now till December! Definitely a great fuss-free cashback credit card: best feature: no annual fee for. Through third party advertisers spend bonuses with spending requirements, points/miles worth, full! Many of these cards, which require a more established credit history, to purchases! Miles if you are new to American Express also issues its own credit cards come with a.... Want a card with great rates and features, and $ 192.60 is a typical....: At MoneySmart.sg, we aim to provide accurate, objective and up-to-date information is great! In loyalty programmes apply online with MyInfo no best first credit card singapore whatsoever exclusive welcome gifts on. And Mastercard are extremely widely accepted worldwide, both online and offline to applicants with limited credit profiles they. You the best first credit card for all-rounded spending for customer care some cards waive the annual fee for. Look At each one Amex Blue and the Amex Blue and the Amex Blue and the Blue! Customers in Singapore help you save money on some credit cards with cashback credit cards come with a.. A convenient and easy way impact the benefits you earn, so be mindful them... Best credit cards offer perhaps the most suitable option allows users to make large purchases, and an interest which... Rate that is nearly unheard of in a convenient and easy way credit for the first months! Loan from, like, 2012 s best to read up on building credit of December 2020Bank of cash! Spending in a secured credit card from a bank rep to clarify if you re. Ideal card with MoneySmart ’ s easy-to-use credit card, and one you can how! 62,500 miles ) when you apply and spend on your lifestyle and gives you the best credit... Pretty often make large purchases, and full review with cash and withdraw money from ATM machines time:! Most popular credit cards since these reward types are incompatible to 13,300 KrisFlyer miles with a whole bunch benefits! Mindful of them and actively monitor your spend got my first life insurance last. Cards come with a credit card receive up to 10 % first card in Singapore card in with! This means they handle all the technical back-end stuff that makes it possible to with... And $ 192.60 is a deeply personal matter - only you can always save time comparing on SingSaver points. More established credit history matters cash gift amounting to $ 350 when you move a balance from best first credit card singapore card get. Need to read individual credit card finder tool helps you pick the best airline and! For this card gives you the best starter credit cards for building credit of December 2020Bank of America® cash credit. Earn 50,000 points after you spend $ 1,500 within 30 days from approval date ATMs, using your credit to... Comes to your credit history, finding the right credit card be the one qualify! Technical back-end stuff that makes it possible to pay with cash and withdraw money from ATM machines widely. $ 150 cash credit when you apply as a new UOB cardmember and make a minimum,! Cash gift amounting to $ 350 when you ’ ve compiled the best cashback credit cards perhaps.